Particulars | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 |
| (Rs in Cr) | (Rs in Cr) | (Rs in Cr) | (Rs in Cr) |
Operating Income | 1963.36 | 1841.79 | 1749.84 | 1700.53 |
Total Income | 1964.35 | 1842.66 | 1750.74 | 1701.52 |
Interest | 733.16 | 680.95 | 693.60 | 648.55 |
Employee Expenses | 315.77 | 314.88 | 270.18 | 251.69 |
Selling & Administrative Expenses | 51.59 | 62.07 | 51.84 | 257.24 |
Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 |
Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 |
Other Expenses | 367.67 | 323.86 | 337.48 | 124.50 |
TOTAL OPERATING EXPENDITURE | 1468.19 | 1381.76 | 1353.10 | 1281.98 |
Operating Profit Before Prov. & Cont. | 496.16 | 460.90 | 397.64 | 419.54 |
Provisions & Write Offs | 11.19 | 10.48 | -39.99 | 12.44 |
Depreciation | 19.28 | 19.11 | 19.44 | 19.81 |
TOTAL EXPENDITURE | 1498.66 | 1411.35 | 1332.55 | 1314.23 |
Tax | 127.16 | 122.00 | 114.60 | 98.07 |
Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Tax | -10.75 | -13.48 | 0.15 | -3.28 |
Reported Profit After Tax | 349.28 | 322.79 | 303.44 | 292.50 |
Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 |
Adjusted Profit After Extra-ordinary item | 349.28 | 322.79 | 303.44 | 292.50 |
| | | | |
EPS (Unit Curr.) | 52.31 | 48.42 | 45.69 | 44.21 |
EPS (Adj) (Unit Curr.) | 52.31 | 48.42 | 45.69 | 44.21 |
Calculated EPS (Unit Curr.) | 52.23 | 48.39 | 45.54 | 44.10 |
Calculated EPS (Adj) (Unit Curr.) | 52.23 | 48.39 | 45.54 | 44.10 |
Calculated EPS (Ann.) (Unit Curr.) | 208.93 | 193.58 | 182.16 | 176.39 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) | 208.93 | 193.58 | 182.16 | 176.39 |
Book Value (Unit Curr.) | 1416.00 | 1360.00 | 1310.00 | 1295.00 |
Dividend (%) | 0.00 | 0.00 | 270.00 | 0.00 |
Equity | 66.87 | 66.70 | 66.63 | 66.33 |
Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | |
Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 |
Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 |
Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 |
Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 |
Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 |
Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
PBIDTM(%) | 62.04 | 61.43 | 64.65 | 62.08 |
PBDTM(%) | 24.70 | 24.46 | 25.01 | 23.94 |
PATM(%) | 17.79 | 17.53 | 17.34 | 17.20 |
| | | | |
Net Interest Income | 1231.00 | 1162.00 | 1057.00 | 1053.00 |
Operating Expenses | 540.00 | 503.00 | 463.00 | 0.00 |
Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Under Management | 36117.00 | 34611.00 | 33186.00 | 32247.00 |
| | | | |
Return on Equity(%) | 0.00 | 0.00 | 0.00 | 15.10 |
Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 |
Cost to Income Ratio | 43.88 | 43.28 | 43.78 | 42.47 |
Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 |
Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 |
Net Interest Margin(%) | 13.81 | 13.71 | 12.93 | 13.44 |
Provision Coverage Ratio(%) | 46.11 | 47.13 | 49.28 | 47.35 |
Capital Adequacy Ratio | 26.21 | 26.59 | 26.78 | 27.62 |
Tier I Capital | 0.00 | 0.00 | 26.78 | 0.00 |
Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 |
Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 |
(%) Gross Non Performing Assets | 5.93 | 6.11 | 6.31 | 7.30 |
(%) Net Non Performing Assets | 3.29 | 3.32 | 3.30 | 3.98 |
Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 |
Return on Assets | 3.28 | 3.12 | 3.07 | 3.14 |
Loans Disbursed(Amt Rs cr) | 8020.00 | 7931.00 | 7527.00 | 7630.00 |
Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 |
Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 |