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Cholamandalam Investment & Finance Company LtdIndustry : Finance & Investments
BSE Code:511243 P/E (TTM) :30.51
ISIN Demat:INE121A01024 Div & Yield %:0.12 EPS (TTM) :55.04
Book Value (RS) :310.4995502 Market Cap (Rs Cr.):141712.54 Face Value (RS) :2
    Change Company 
Quarters :  
ParticularsSep 2025Jun 2025Mar 2025Dec 2024
 (Rs in Cr)(Rs in Cr)(Rs in Cr)(Rs in Cr)
Operating Income 7469.587244.927025.056709.21
Total Income 7590.137330.787120.696812.35
Interest 3515.513466.253362.293271.78
Employee Expenses 1063.19924.30921.76880.65
Selling & Administrative Expenses 0.000.000.000.00
Impairment of Assets 0.000.000.000.00
Loss on Forex Transaction 0.000.000.000.00
Other Expenses 483.31461.70441.70473.89
TOTAL OPERATING EXPENDITURE 5062.014852.254725.754626.32
Operating Profit Before Prov. & Cont. 2528.122478.532394.942186.03
Provisions & Write Offs 897.01882.10625.29664.02
Depreciation 70.3666.7963.4358.43
TOTAL EXPENDITURE 6029.385801.145414.475348.77
Tax 456.60440.23513.18470.57
Fringe Benefit Tax 0.000.000.000.00
Deferred Tax -51.16-46.50-73.68-93.52
Reported Profit After Tax 1155.311135.911266.721086.53
Extra-ordinary Items 0.000.000.000.00
Adjusted Profit After Extra-ordinary item 1155.311135.911266.721086.53
     
EPS (Unit Curr.) 13.7313.5115.0612.93
EPS (Adj) (Unit Curr.) 13.7313.5115.0612.93
Calculated EPS (Unit Curr.) 13.7313.5015.0612.92
Calculated EPS (Adj) (Unit Curr.) 13.7313.5015.0612.92
Calculated EPS (Ann.) (Unit Curr.) 54.9053.9960.2351.67
Calculated EPS (Adj) (Ann.) (Unit Curr.) 54.9053.9960.2351.67
Book Value (Unit Curr.) 0.000.000.000.00
Dividend (%) 0.000.000.0065.00
Equity 168.35168.30168.25168.23
Reserve & Surplus 0.000.000.000.00
Face Value 2.002.002.002.00
     
Public Shareholding (No. Of Shares) 0.000.000.000.00
Public Shareholding (% in Equity) 0.000.000.000.00
     
Pledged/Encumbered - No. of Shares 0.000.000.000.00
Pledged/Encumbered - % in Total Promoters Holding 0.000.000.000.00
Pledged/Encumbered - % in Total Equity 0.000.000.000.00
     
Non Encumbered - No. of Shares 0.000.000.000.00
Non Encumbered - % in Total Promoters Holding 0.000.000.000.00
Non Encumbered - % in Total Equity 0.000.000.000.00
     
PBIDTM(%) 68.9069.8873.0571.45
PBDTM(%) 21.8422.0425.1922.69
PATM(%) 15.4715.6818.0316.19
     
Net Interest Income 0.000.000.000.00
Operating Expenses 0.000.000.000.00
Loan Losses & Provision 0.000.000.000.00
Assets Under Management 199159.00192148.00184746.00174567.00
     
Return on Equity(%) 18.1018.8022.2019.70
Operating Expenses to Net Interest Income(%) 0.000.000.000.00
Cost to Income Ratio 39.7037.6040.5039.90
Loan Loss Provision Ratio 1.701.801.201.40
Loans Spreads(%) 0.000.000.000.00
Net Interest Margin(%) 7.907.808.007.70
Provision Coverage Ratio(%) 33.8834.4134.5834.42
Capital Adequacy Ratio 20.0019.9619.7519.76
Tier I Capital 14.5914.3114.4114.92
Tier II Capital 5.415.655.344.84
     
Gross Non Performing Assets 0.000.000.000.00
Net Non Performing Assets 0.000.000.000.00
(%) Gross Non Performing Assets 4.574.293.974.00
(%) Net Non Performing Assets 3.072.862.632.66
Return on Assets(Annualised) 0.000.000.000.00
Return on Assets 3.003.103.603.20
Loans Disbursed(Amt Rs cr) 24442.0024325.0026417.0025806.00
Loans Sanctioned/Approved(Amt Rs cr) 0.000.000.000.00
Loan Book(Amt Rs cr) 0.000.000.000.00

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