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PNB Housing Finance LtdIndustry : Finance - Housing
BSE Code:540173 NSE Symbol: PNBHOUSING P/E (TTM) :13.52
ISIN Demat:INE572E01012 Div & Yield %:0 EPS (TTM) :58.81
Book Value (RS) :574.9326377 Market Cap (Rs Cr.):20655.84 Face Value (RS) :10
    Change Company 
Quarters :  
ParticularsMar 2024Dec 2023Sep 2023Jun 2023
 (Rs in Cr)(Rs in Cr)(Rs in Cr)(Rs in Cr)
Operating Income 1800.721748.051766.141698.83
Total Income 1805.741751.471767.811698.96
Interest 1069.991086.991057.621047.82
Employee Expenses 69.5463.1067.2364.26
Selling & Administrative Expenses 0.000.000.000.00
Impairment of Assets 0.000.000.000.00
Loss on Forex Transaction 0.000.000.000.00
Other Expenses 79.4284.0177.7062.63
TOTAL OPERATING EXPENDITURE 1218.951234.101202.551174.71
Operating Profit Before Prov. & Cont. 586.79517.37565.26524.25
Provisions & Write Offs 6.6359.1044.8260.46
Depreciation 14.1313.0211.2712.56
TOTAL EXPENDITURE 1239.711306.221258.641247.73
Tax 135.82111.0667.42106.59
Fringe Benefit Tax 0.000.000.000.00
Deferred Tax -13.59-12.3557.35-8.04
Reported Profit After Tax 443.80346.54384.40352.68
Extra-ordinary Items 0.000.000.000.00
Adjusted Profit After Extra-ordinary item 443.80346.54384.40352.68
     
EPS (Unit Curr.) 17.0913.3514.8113.85
EPS (Adj) (Unit Curr.) 17.0913.3514.8113.85
Calculated EPS (Unit Curr.) 17.0913.3414.8113.59
Calculated EPS (Adj) (Unit Curr.) 17.0913.3414.8113.59
Calculated EPS (Ann.) (Unit Curr.) 68.3553.3859.2354.35
Calculated EPS (Adj) (Ann.) (Unit Curr.) 68.3553.3859.2354.35
Book Value (Unit Curr.) 577.00560.00547.00532.00
Dividend (%) 0.000.000.000.00
Equity 259.72259.68259.58259.54
Reserve & Surplus 0.000.000.000.00
Face Value 10.0010.0010.0010.00
     
Public Shareholding (No. Of Shares) 0.000.000.000.00
Public Shareholding (% in Equity) 0.000.000.000.00
     
Pledged/Encumbered - No. of Shares 0.000.000.000.00
Pledged/Encumbered - % in Total Promoters Holding 0.000.000.000.00
Pledged/Encumbered - % in Total Equity 0.000.000.000.00
     
Non Encumbered - No. of Shares 0.000.000.000.00
Non Encumbered - % in Total Promoters Holding 0.000.000.000.00
Non Encumbered - % in Total Equity 0.000.000.000.00
     
PBIDTM(%) 91.6488.4089.3588.98
PBDTM(%) 32.2226.2229.4727.30
PATM(%) 24.6519.8221.7620.76
     
Net Interest Income 0.000.000.000.00
Operating Expenses 0.000.000.000.00
Loan Losses & Provision 0.000.000.000.00
Assets Under Management 71243.0068549.0067415.0067340.00
     
Return on Equity(%) 0.000.000.0011.18
Operating Expenses to Net Interest Income(%) 0.000.000.000.00
Cost to Income Ratio 0.000.000.000.00
Loan Loss Provision Ratio 0.000.000.000.00
Loans Spreads(%) 2.102.122.592.62
Net Interest Margin(%) 3.653.493.953.86
Provision Coverage Ratio(%) 37.3534.370.000.00
Capital Adequacy Ratio 29.2629.5330.3829.93
Tier I Capital 27.9027.9728.5028.15
Tier II Capital 1.361.561.881.78
     
Gross Non Performing Assets 984.001079.001086.002270.00
Net Non Performing Assets 0.000.000.000.00
(%) Gross Non Performing Assets 1.501.731.783.76
(%) Net Non Performing Assets 0.951.141.192.58
Return on Assets(Annualised) 0.000.000.000.00
Return on Assets 0.001.932.242.07
Loans Disbursed(Amt Rs cr) 0.004143.004180.003686.00
Loans Sanctioned/Approved(Amt Rs cr) 0.000.000.000.00
Loan Book(Amt Rs cr) 65358.0062337.0060852.0060395.00

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