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PNB Housing Finance LtdIndustry : Finance - Housing
BSE Code:540173 NSE Symbol: PNBHOUSING P/E (TTM) :14.27
ISIN Demat:INE572E01012 Div & Yield %:0.47 EPS (TTM) :74.98
Book Value (RS) :647.6365205 Market Cap (Rs Cr.):27818.48 Face Value (RS) :10
    Change Company 
Quarters :  
ParticularsMar 2025Dec 2024Sep 2024Jun 2024
 (Rs in Cr)(Rs in Cr)(Rs in Cr)(Rs in Cr)
Operating Income 2029.941922.761867.531812.53
Total Income 2045.261924.891869.061822.01
Interest 1178.281158.231118.791097.25
Employee Expenses 83.7680.0781.6883.87
Selling & Administrative Expenses 0.000.000.000.00
Impairment of Assets 0.000.000.000.00
Loss on Forex Transaction 0.000.000.000.00
Other Expenses 106.35105.2793.7980.81
TOTAL OPERATING EXPENDITURE 1368.391343.571294.261261.93
Operating Profit Before Prov. & Cont. 676.87581.32574.80560.08
Provisions & Write Offs -64.85-36.13-45.61-11.96
Depreciation 14.2814.3413.8213.31
TOTAL EXPENDITURE 1317.821321.781262.471263.28
Tax 167.67130.77124.37144.07
Fringe Benefit Tax 0.000.000.000.00
Deferred Tax -7.340.9110.52-24.05
Reported Profit After Tax 567.11471.43471.70438.71
Extra-ordinary Items 0.000.000.000.00
Adjusted Profit After Extra-ordinary item 567.11471.43471.70438.71
     
EPS (Unit Curr.) 21.8218.1418.1616.89
EPS (Adj) (Unit Curr.) 21.8218.1418.1616.89
Calculated EPS (Unit Curr.) 21.8218.1418.1516.89
Calculated EPS (Adj) (Unit Curr.) 21.8218.1418.1516.89
Calculated EPS (Ann.) (Unit Curr.) 87.2772.5772.6167.56
Calculated EPS (Adj) (Ann.) (Unit Curr.) 87.2772.5772.6167.56
Book Value (Unit Curr.) 0.00629.00611.00593.00
Dividend (%) 0.000.000.000.00
Equity 259.93259.86259.84259.73
Reserve & Surplus 0.000.000.000.00
Face Value 10.0010.0010.0010.00
     
Public Shareholding (No. Of Shares) 0.000.000.000.00
Public Shareholding (% in Equity) 0.000.000.000.00
     
Pledged/Encumbered - No. of Shares 0.000.000.000.00
Pledged/Encumbered - % in Total Promoters Holding 0.000.000.000.00
Pledged/Encumbered - % in Total Equity 0.000.000.000.00
     
Non Encumbered - No. of Shares 0.000.000.000.00
Non Encumbered - % in Total Promoters Holding 0.000.000.000.00
Non Encumbered - % in Total Equity 0.000.000.000.00
     
PBIDTM(%) 94.5892.3593.1392.10
PBDTM(%) 36.5432.1133.2231.56
PATM(%) 27.9424.5225.2624.20
     
Net Interest Income 0.000.000.000.00
Operating Expenses 0.000.000.000.00
Loan Losses & Provision 0.000.000.000.00
Assets Under Management 0.0076840.0074724.0072540.00
     
Return on Equity(%) 0.000.000.0011.40
Operating Expenses to Net Interest Income(%) 0.000.000.000.00
Cost to Income Ratio 0.000.000.000.00
Loan Loss Provision Ratio 0.000.000.000.00
Loans Spreads(%) 0.002.292.212.11
Net Interest Margin(%) 0.003.703.683.65
Provision Coverage Ratio(%) 0.0033.1532.6832.41
Capital Adequacy Ratio 0.0028.7829.1329.50
Tier I Capital 0.0027.9828.0628.43
Tier II Capital 0.000.801.071.07
     
Gross Non Performing Assets 0.000.000.00906.00
Net Non Performing Assets 0.000.000.000.00
(%) Gross Non Performing Assets 0.001.191.241.35
(%) Net Non Performing Assets 0.000.800.840.92
Return on Assets(Annualised) 0.000.000.000.00
Return on Assets 0.002.512.542.38
Loans Disbursed(Amt Rs cr) 0.005380.005341.004398.00
Loans Sanctioned/Approved(Amt Rs cr) 0.000.000.000.00
Loan Book(Amt Rs cr) 0.0071917.0069501.0066986.00

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