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SBI Cards & Payment Services LtdIndustry : Finance & Investments
BSE Code:543066 NSE Symbol: SBICARD P/E (TTM) :43.42
ISIN Demat:INE018E01016 Div & Yield %:0.29 EPS (TTM) :20.14
Book Value (RS) :144.8586609 Market Cap (Rs Cr.):83204.08 Face Value (RS) :10
    Change Company 
Quarters :  
ParticularsMar 2025Dec 2024Sep 2024Jun 2024
 (Rs in Cr)(Rs in Cr)(Rs in Cr)(Rs in Cr)
Operating Income 4673.954618.694421.044358.64
Total Income 4831.744766.564555.824482.59
Interest 795.26828.64787.68766.83
Employee Expenses 154.25152.28148.77134.13
Selling & Administrative Expenses 0.000.000.000.00
Impairment of Assets 0.000.000.000.00
Loss on Forex Transaction 0.000.000.000.00
Other Expenses 1920.271906.111811.771632.46
TOTAL OPERATING EXPENDITURE 2869.782887.032748.222533.42
Operating Profit Before Prov. & Cont. 1961.961879.531807.601949.17
Provisions & Write Offs 1245.121313.141212.041100.63
Depreciation -1.6948.7650.3549.37
TOTAL EXPENDITURE 4113.214248.934010.613683.42
Tax 165.10160.47200.57227.10
Fringe Benefit Tax 0.000.000.000.00
Deferred Tax 19.25-26.07-59.78-22.38
Reported Profit After Tax 534.18383.23404.42594.45
Extra-ordinary Items 0.000.000.000.00
Adjusted Profit After Extra-ordinary item 534.18383.23404.42594.45
     
EPS (Unit Curr.) 5.624.034.256.25
EPS (Adj) (Unit Curr.) 5.624.034.256.25
Calculated EPS (Unit Curr.) 5.614.034.256.25
Calculated EPS (Adj) (Unit Curr.) 5.614.034.256.25
Calculated EPS (Ann.) (Unit Curr.) 22.4616.1117.0125.00
Calculated EPS (Adj) (Ann.) (Unit Curr.) 22.4616.1117.0125.00
Book Value (Unit Curr.) 0.000.000.000.00
Dividend (%) 0.0025.000.000.00
Equity 951.36951.35951.27951.05
Reserve & Surplus 12830.3612524.4212138.3611729.71
Face Value 10.0010.0010.0010.00
     
Public Shareholding (No. Of Shares) 0.000.000.000.00
Public Shareholding (% in Equity) 0.000.000.000.00
     
Pledged/Encumbered - No. of Shares 0.000.000.000.00
Pledged/Encumbered - % in Total Promoters Holding 0.000.000.000.00
Pledged/Encumbered - % in Total Equity 0.000.000.000.00
     
Non Encumbered - No. of Shares 0.000.000.000.00
Non Encumbered - % in Total Promoters Holding 0.000.000.000.00
Non Encumbered - % in Total Equity 0.000.000.000.00
     
PBIDTM(%) 32.3530.2031.2937.06
PBDTM(%) 15.3412.2613.4719.47
PATM(%) 11.438.309.1513.64
     
Net Interest Income 0.000.000.000.00
Operating Expenses 0.000.000.001816.00
Loan Losses & Provision 0.000.000.000.00
Assets Under Management 0.000.000.000.00
     
Return on Equity(%) 15.5011.5012.5019.10
Operating Expenses to Net Interest Income(%) 0.000.000.000.00
Cost to Income Ratio 51.4053.5053.4048.90
Loan Loss Provision Ratio 0.000.000.000.00
Loans Spreads(%) 0.000.000.000.00
Net Interest Margin(%) 11.2010.6010.6010.90
Provision Coverage Ratio(%) 53.4664.3564.3564.40
Capital Adequacy Ratio 22.8522.9022.1320.60
Tier I Capital 17.5017.0016.3016.80
Tier II Capital 5.355.905.833.80
     
Gross Non Performing Assets 0.000.000.000.00
Net Non Performing Assets 0.000.000.000.00
(%) Gross Non Performing Assets 3.083.243.273.06
(%) Net Non Performing Assets 1.461.181.191.11
Return on Assets(Annualised) 0.000.000.000.00
Return on Assets 3.402.402.704.10
Loans Disbursed(Amt Rs cr) 0.000.000.000.00
Loans Sanctioned/Approved(Amt Rs cr) 0.000.000.000.00
Loan Book(Amt Rs cr) 0.000.000.000.00

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